Banking That Feels Local
Local roots.
Personal service.
Banking made for you.
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Current Rates
See today’s featured SBCFCU rates.
*Rates are variable and subject to change.
Auto Loans
As low as
4.5%
*APR
Credit Cards
As low as
9.9%
*APR
Personal Loans
As low as
9.0%
*APR
Local banking, built around our community.
For more than 75 years, we’ve been helping the people of Santa Barbara County save, borrow, and reach their financial goals. As a local, member-owned credit union, we’re here to make banking a little more personal, and a lot more community-focused.
SBCFCU MISSION
The mission of the Santa Barbara County Federal Credit Union is to provide competitive, cost-effective, economically feasible services to our members, while emphasizing convenience and personal attention.
MEMBERSHIP
SBCFCU membership is open to those who work for one of our sponsors or have an immediate family member with an account with us.