| Annual Percentage Rate (APR) Visa Gold
Visa Classic |
9.90% or
10.90% fixed
15.50% fixed |
| Grace period for repayment of purchase balances |
To avoid a finance charge, you must pay the total new balance within
25 days of the statement closing date |
| Method of computing the balance for purchases |
Average daily balance method, including new purchases |
| Annual fee Visa Gold
Visa Classic |
None
None |
| Minimum finance charge |
None |
| Transaction fee for cash advance |
None |
| Transaction fee for balance transfer |
None |
| Late payment fee * Visa Gold
Visa Classic |
$5
$10 |
| Over-the-credit-limit fee Visa Gold
Visa Classic |
$5
$10 |
| Copies |
$3.50 per copy requested |
| Foreign transaction fee |
1.0% fee assessed on international transactions when a currency
conversion occurs.
0.8% fee assessed on foreign transactions regardless of whether there is
a currency conversion with the transaction (Effective April 1, 2008) |
| * Minimum payment must be received by 10 days after the
payment due date |
