Santa Barbara County Federal Credit Union

Used Auto Loans

Offering interest rates as low as 5.25% APR. Up to 100% of the vehicles Blue Book.

We will not finance salvaged or lemon law vehicles.

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Used Secured Loan (up to 60 months)

	Level 1 FICO of 700+	Level 2 FICO of 699-650	Level 3 FICO of 649-600	Level 4 FICO of 599-550
50% Financing	5.25% APR	6.25% APR	8.25% APR	11.25% APR
75% Financing	5.75% APR	6.75% APR	8.75% APR	11.75% APR
100% Financing	6.50% APR	7.50% APR	9.50% APR	12.50% APR

Financing up to 100% of Retail Blue Book for autos up to 7 years old. Financing up to 100% of Wholesale Blue Book value for autos 7 years and older.

Rates, terms & conditions are subject to change. Subject to credit approval. Levels mentioned above are based on the FICO scored provided by Experian, Inc. Loan Rates are effective January 1, 2009.

Used vehicle financing- Includes autos, trucks, vans, motorcycles, RV's, motor homes, campers, van conversions, travel trailers, 5th wheel trailers and boats.