Select from among the different account types offered at SBCFCU:

Santa Barbara County Federal Credit Union Account Information

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 Savings Account
  • $5 minimum balance
  • No Annual fees
  • Direct Deposit
Checking Accounts
  • Basic Checking
    • No minimum balance
    • No dividends earned
  • Basic Plus Checking
    • $20 deposit
    • Must maintain $500 balance to earn dividends
    • Dividends compounded and credited monthly
  • Security Plus Checking
    • $1000 minimum deposit
    • Must maintain $500 balance to earn dividends
    • Dividends compounded and credited monthly
    • Free Travelers Checks, Money Orders
  • Preferred Checking
    • $2000 minimum deposit
    • Must maintain $500 balance to earn dividends
    • Dividends compounded and credited monthly
    • Free Travelers Checks, Money Orders
Money Market Accounts
  • $2500 minimum balance to avoid paying $5 monthly fee
  • Dividends compounded daily and credited monthly
  • Can withdraw and deposit like a regular savings account
  • APY based on balance value
Share Certificate Accounts
  • Deposits for fixed terms for higher interest rates
  • APY based on deposit amount and term length

Pay no annual fees on checking or savings accounts

Free Visa Debit Card with checking accounts

ACCOUNT DISCLOSURES
 
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