NOTICE-
Change in Fees Effective October 15, 2009

The fee to purchase a Bank Check, Cashier Check or Money Order will increase to $5.00 each; for checks payable to 3rd parties. Checks payable to account holders are free.  Each account will receive one free Bank Check or Cashier Check payable to a 3rd party each month.

The fee for Notary services for both members and non-members will be $10.00 effective October 15, 2009.


  Select from among the different account types offered at SBCFCU:
Santa Barbara County Federal Credit Union Account Information

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Savings Account
  • $5 minimum balance
  • No Annual fees
  • Direct Deposit
Checking Accounts
  • Basic Checking
    • No minimum balance
    • No dividends earned
  • Basic Plus Checking
    • $20 deposit
    • Must maintain $500 balance to earn dividends
    • Dividends compounded and credited monthly
  • Security Plus Checking
    • $1000 minimum deposit
    • Must maintain $500 balance to earn dividends
    • Dividends compounded and credited monthly
    • Free Travelers Checks, Money Orders
  • Preferred Checking
    • $2000 minimum deposit
    • Must maintain $500 balance to earn dividends
    • Dividends compounded and credited monthly
    • Free Travelers Checks, Money Orders
Money Market Accounts
  • $2500 minimum balance to avoid paying $5 monthly fee
  • Dividends compounded daily and credited monthly
  • Can withdraw and deposit like a regular savings account
  • APY based on balance value
Share Certificate Accounts
  • Deposits for fixed terms for higher interest rates
  • APY based on deposit amount and term length

Pay no annual fees on checking or savings accounts

Free Visa Debit Card with checking accounts

ACCOUNT DISCLOSURES

 
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